In the UK, private medical cover is great for swift treatments and getting the latest drugs that may not be available on the NHS. However, if you have an acute life threatening condition, NHS (public) hospitals are the place to be.
Is this the case in HK? If you were having major surgery, would you want to be in a private hospital? If your life was in danger in the middle of the night, would a private hospital have adequate doctors on duty?
Thanks