Most payments with my HSBC visa card fail if they involve the secured by visa process. I'm even trying to pay for Skype and it it fails my authentication. I always have to phone the service center request for authorization in advance.
If i go through sites that don't involve going to HSBC's Secured by Visa my payments work every time.
I thought this problem would have been resolved after these years but nothing seems to have changed. The fact that so many people fail the by the secured by Visa crap and so many users have HSBC cards, many commerce companies are suffering by this.
Is there anything we can do to make them clean up their act?