Looking for bank with good interest rates for HKD savings/time deposit

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  1. #1

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    Looking for bank with good interest rates for HKD savings/time deposit

    I'm "bank shopping" right now - would you know which banks offer good HKD savings/time deposit rates? (i.e. around 4%)? Not the structured deposit kinds, just plain and safe deposit products


  2. #2

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    Over what sort of time period? A month? A year? 3 years?


  3. #3

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    1-3 months would be ideal. but 1 year may be okay


  4. #4

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    Citibank gives 4.1% if you ahve over HK$1 million.

    If you have less than $1 million, try small banks like Fubon.


  5. #5

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    BEA are offering 3.6 (or was it 3.8) for 2 months.


  6. #6

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    4.1% for how long ? 1 year ?


  7. #7

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    BEA only offers 3.4 now for 6 months.

    I ended up with Public Bank. 3.8 for 6 months.

    Citibank? Really? HSBC Premier only offers 2.75% for savings. Even with 1 year, it's only around 3.4-3.5%.


  8. #8

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    my term deposit is with icbc but my principle is less than 100K . i did some shopping myself and so far they've been the highest with more flexible terms


  9. #9

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    Quote Originally Posted by coolgirl:
    BEA only offers 3.4 now for 6 months.

    I ended up with Public Bank. 3.8 for 6 months.

    Citibank? Really? HSBC Premier only offers 2.75% for savings. Even with 1 year, it's only around 3.4-3.5%.

    Actually, HSBC Premier offered 3.1% for 3mths and 3.05% for 2mths.

  10. #10

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    Quote Originally Posted by Swell:
    Actually, HSBC Premier offered 3.1% for 3mths and 3.05% for 2mths.

    Hmmm... that's what I thought. the 3.4% is a bit too much as an estimate - now remember why I didn't even bother with putting it on TD.

    beafan, how much are you getting?

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