I opened an ''Advance'' a/c in HSBC a few weeks back and the girl told me that it was normally HK$2000 to ''activate'' an a/c there. So I told her I woud need to go to the atm because I had only HK$300 on me at that moment and she then told me that amount would suffice. She then proceeded to almost march me up to the teller with my card and kinda waved her finger at the teller like some sort of code, the HK$300 is not in my a/c and nothing was made clear about fees.... Is this commission, I feel like I have been duped. Opinions please???