If I open a checking account with a local HK bank and sign up for their Bill Pay feature, can they pay bills to recipients in the US? Since many of our creditors are not signed up for electronic bill pay, our current US institution mails out a physical check. Will HK banks do this? If so, will they charge fees for the additional postage (for the US address)? If anyone has experience with this, I'd be very thankful for some input.