Apologies to those who I had previous contacts through GeoExpat... I seemed to have disappeared from the face of GeoExpat because I forgot my login name and password and was too lazy to have it reset. It also turned out I am not moving back to Hong Kong anymore. Got a job at Citigroup in the US and decided to stay. It seems like my previous posts about setting up poker games raised a lot of interest, but too bad, I won't be there to participate. Anyhow, banking question... I visit Hong Kong every year or sometimes twice a year for a month each time. I'm sick of paying overseas usage charge from my credit card here in US. I'm a permanent resident in HK and can use my parents address.... is there a bank that offers free international banking? It seems like most banks would charge even if I try to transfer to the same bank in a different country. All I want is to access my money when I'm in Hong Kong without dealing with complicated tax issues or extra charges. I thought about getting a credit card from Hong Kong, but I'm not sure if I can pay it off online (say accessing a HK bank account from US to pay balance). Any suggestions?