Hi All,
My Fiance and I are moving to Hong Kong in August. We are thinking of buying a boat or small apartment when we arrive.
We will need a loan for this so have been looking at HSBC mortgages. We want a loan where we can make extra payments over the minimum monthly payment to hopefully reduce the loan amount as quickly as possible.
Does anyone have any experience with loans like this? Also what % of the total loan would we need as a down payment?
Tnx