Insurance that covers hire & reward.

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  1. #1

    Join Date
    Dec 2010
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    Insurance that covers hire & reward.

    Can anybody recommend a insurance company that covers hire & reward ?
    (My main business will be for the carriage of passengers for hire & reward, as well as logistic service provider).


  2. #2

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    Kwiksure...


  3. #3

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    Quote Originally Posted by bryant.english:
    Kwiksure...
    Thank you. I try call them again tomorrow because last time the kwiksure sales call operator told me they do not.

  4. #4

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    Quote Originally Posted by dreamer14854:
    Thank you. I try call them again tomorrow because last time the kwiksure sales call operator told me they do not.
    Push them, they are a brokers mate, they can cover any risk. I was covered for exactly this even though I didn't necessarily have all the other paperwork...

  5. #5

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    Quote Originally Posted by bryant.english:
    Push them, they are a brokers mate, they can cover any risk. I was covered for exactly this even though I didn't necessarily have all the other paperwork...
    You want to find someone who specializes in that kind of insurance for two reasons:

    1. you want to make sure you have the right coverage in place for the right risk exposures.

    2. you want the best premiums and that is going through a broker who has a good book of that kind of business already and who can get the right premium. Of course if there are any claims you want an insurer who obliges - some don't.

    Having said this I am not too familiar with HK insurance. In Canada a good broker is rated and paid accordingly by insurers for placing good, claim-free business with them. If a broker attracts poor risk clientele the insurers will give them higher premiums and problems.

    You want someone who knows this area.

  6. #6

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    Quote Originally Posted by Football16:
    You want someone who knows this area.
    Can anybody recommend a insurance company that covers hire & reward ?
    (My main business will be for the carriage of passengers for hire & reward, as well as logistic service provider).

    Translation = Man with a van!

    When I called Qiksure I spoke to a lovely British lady who hooked me up with a complete package including Goods in Transit.

  7. #7

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    Quote Originally Posted by bryant.english:
    (My main business will be for the carriage of passengers for hire & reward, as well as logistic service provider).

    Translation = Man with a van!

    .
    will you be a man who gets out of the van to help lift things? or just the average kind?