Credit card with savings account

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  1. #1

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    Mar 2010
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    Credit card with savings account

    Anyone with experience?
    How much to deposit with what payment limit ?
    And can I pay hotel, airline tix with it online?


  2. #2

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    Do you mean you want a credit card issued with savings money as a guarantee instead of a regular income?


  3. #3

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    Exactly, one bank said 30k HK can buy a credit card ( which probably is in fact a debit card)
    but the amount I can pay for with it is 3 to 5k HK$.

    But the bank staff would not how much the cap increases with higher deposit amount.

    Last edited by Morrison; 16-10-2014 at 11:37 PM.

  4. #4

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    I have no experience but I know that HSBC can issue a credit card if you have a time deposit with them. The amount of the time deposit is your credit card's spending limit.


  5. #5

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    Mar 2010
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    Thanks, that's good to know.
    Anyone with experience from other banks?