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join account - or other ideas? best suggestion? bank suggestion?

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  1. #1

    Join Date
    Sep 2012
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    1,756

    join account - or other ideas? best suggestion? bank suggestion?

    basically the wife and I decided we need a joint account to buy grocery / fuel in the car that sort of this,,,

    so we auto pay in each month - this will help us with budgeting our cash together..


    so we just go to say HSBC and open an account -


    or any other suggestions I havent thought of?

    can I go tot the bank by self to open joint account? or we need go together?


    we both PR now.


  2. #2

    Join Date
    Jan 2008
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    1,966

    Both of you have to go, with HK ID Cards and proof of residence. Budget at least one hour at HSBC.

    scrambler likes this.

  3. #3

    Join Date
    Aug 2005
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    Clear Water Bay (In Da Jungle)
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    9,968

    Dude why bother, just transfer a lump sum to your mrs every month and let her handle everything

    Thats what I do
    Rent/electricity/water/fuel/food all handled by the mrs


  4. #4

    Join Date
    Dec 2006
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    Hong Kong
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    148
    Quote Originally Posted by wtbhotia:
    Dude why bother, just transfer a lump sum to your mrs every month and let her handle everything

    Thats what I do
    Rent/electricity/water/fuel/food all handled by the mrs
    Why not just auto debit to her or your credit card and get credit card points as well? Why pay cash?

  5. #5

    Join Date
    Jul 2014
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    thought i'd tag onto this thread - is it possible to convert a individual account to a joint account or do we need to open up a brand new joint acct?


  6. #6

    Join Date
    Aug 2008
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    Quote Originally Posted by bravizzel:
    thought i'd tag onto this thread - is it possible to convert a individual account to a joint account or do we need to open up a brand new joint acct?
    it is possible

  7. #7

    Join Date
    Mar 2013
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    2,454
    Quote Originally Posted by bravizzel:
    thought i'd tag onto this thread - is it possible to convert a individual account to a joint account or do we need to open up a brand new joint acct?
    It's possible but it takes longer. We just went through this and the bank said it was easier and faster just to set up a new joint account.

  8. #8

    Join Date
    Oct 2006
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    Set up a new account. Then it belongs to both of you (sense of shared ownership), rather than one 'tagging along' on another's account. (But this does depend on the type of your relationship.)


  9. #9

    Join Date
    Aug 2005
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    Clear Water Bay (In Da Jungle)
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    Can one open up an account in the name of his kid???


  10. #10

    Join Date
    Aug 2014
    Posts
    662
    Quote Originally Posted by wtbhotia:
    Can one open up an account in the name of his kid???
    I want to say yes, because in the Netherlands u can. As parent u have the right to block anything or give ur kid more rights to its account. But, this is Hong Kong, I don't dare to take it for granted

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