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  • 1 Post By threelittlepigs
  • 1 Post By Kinch

Golf - Hole in One Insurance

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  1. #1

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    Golf - Hole in One Insurance

    I realise this is a very old post, but I too was looking through the policy and came across the "Hole in One" coverage in HSBC Travel Insurance policy! Has anyone ever successfully claimed on this?


  2. #2

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    @dossier - yep, one of the guys at my ex-Rotary club has claimed this (but this outgoings were far more than the coverage!)


  3. #3

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    Quote Originally Posted by shri:
    @dossier - yep, one of the guys at my ex-Rotary club has claimed this (but this outgoings were far more than the coverage!)
    How do you prove it? Just get a certificate from the golf club? Or for that matter, how do you prove it to the golf club in the first place?

  4. #4

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    From my policy document:

    Section Q – Golfers Hole-In-OneIf an Insured Person achieves a “Hole-in-One” whilst playing golf at any recognized golf course outside Hong Kong during the
    Period of Insurance, The Company will pay the cash benefit, up to the Sum Insured stated in Section Q of the Schedule of
    Benefits.
    Special Conditions to Section Q:
    1. Any claim under this Section Q must be accompanied by proof of a signed/countersigned score card or signed certificate
    which recording the event issued by the recognized golf course on which the Hole-in-One occurred. Failure to provide such
    written proof as required by this condition precedent will result in The Company having no liability under this Section Q.
    Exclusions to Section Q:
    This Section Q does not cover:
    1. Insured Person under eighteen (18) years of age on the first day of the Period of Insurance.
    2. Insured Person who is a Professional Golfer.
    To answer your second question .. how do you know if a tree fell in a forest...

  5. #5

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    Quote Originally Posted by dossier:
    How do you prove it? Just get a certificate from the golf club? Or for that matter, how do you prove it to the golf club in the first place?
    I think your playing partners can serve as witnesses. Golf is a game of honour and self-regulation - many pros have called penalties on themselves.
    dossier likes this.

  6. #6

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    If I were writing that policy, I'd be sure to insert an additional exclusion for any person being the First Secretary of the Workers' Party of North Korea.

    MrRotavator likes this.

  7. #7

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    Quote Originally Posted by Kinch:
    If I were writing that policy, I'd be sure to insert an additional exclusion for any person being the First Secretary of the Workers' Party of North Korea.
    Or Putin, he always seems to win in sports for some reason

  8. #8

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    Do you have to claim against a bar bill or do you just get a lump sum based on the policy?

    i.e. Can you get your card signed and sneak out the back?


  9. #9

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    I came across the clause in the policy when I was looking at the small print. HSBC HK Travel insurance seems pretty normal, with the exception of this hole in one payout!