Hello, I'm looking for recommendations on private health insurance plans (insurers and specific plans) for a single person. I've had a look at AXA, BUPA, and Cigna's websites, but I'm not able to get the full details on their various plans, aside from BUPA. And from what I could find with BUPA, the most it will cover for a GP is around $450, and I'm hoping for a higher amount or full coverage if possible.
I'm less concerned about in-patient hospital or critical illnesses coverage at this point, and more about outpatient coverage. It would need to cover outpatient practitioners not in the insurer's network (e.g. GPs, specialists, physiotherapists) and also have good coverage on labs.
It may be asking for too much, but if anyone knows of plans that will cover medically-necessary massage therapy (I know this is not common in HK), please let me know.