I'm looking for any information on business loan/overdraft facilities. We have tried HSBC and they seem to only be interested if either individual shareholders stand guarantee or if we can secure against property (i.e. if we own our office). Neither of those is true for us, however we would be happy to secure against our receivables. Anybody tried this and got any suggestions for non-HSBC options?
Basically, we are mostly interested in something like a line of credit that could be drawn as required, not a need to have a big loan now.