I would not get involved with any passing of "money". To even mention that word and still conduct business with that person, I would not feel bad for you if you got charged or locked up. It's just like when you go to the airport, there are certain words you don't say. If you say them even jokingly and get tackled, well that's your fault.
I have opened business bank accounts, simply by calling the bank, the banker arranged the MPF provider and both met me for a coffee and we did everything in less than 2 hours. Not sure why you are having difficulty. It could have been done faster had I not had questions on certain processes.