An appeal to any HK road cyclists on here who have managed to find insurance for their beloved bicycle here in HK. I've become really frustrated at not being able to find something that will provide specialist cover. My carbon frame road bike is worth around HK$15k and in the event of damage to it I can't find any cover...
Does anyone have a good policy that they can recommend?
I'm looking for a policy that covers
- 1. Damage to the bicycle itself during use (say, in the event of an accident on the road. I'm not racing, only riding recreationally)
- 2. Not as crucial as the first, but ideally also cover for the bike during international transit e.g. for a cycling holiday abroad.
In the UK for example there's a huge range of insurance policies specifically for bicycles, but I can't seem to find anything at all in Hong Kong. Some of the UK policies have worldwide cover for holidays, but since I'm not resident there it doesn't work out....