Online Life Insurance Recommendation

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  1. #1

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    Sep 2019
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    Post Online Life Insurance Recommendation

    Hi, I saw a lot of online life insurance companies that can get life insurance right away. Is it safe to buy insurance online? And which company do you recommend?

  2. #2

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    Why do you need life insurance?

    Why do you need it right away?

    Just asking...


  3. #3

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    because you can buy it after you decided to commit sucide ?


  4. #4

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    Quote Originally Posted by freeier
    because you can buy it after you decided to commit sucide ?
    Or may be your latest fintech idea needs a little bit of viral promotion?

  5. #5

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    Too be pedantic, its InsurTech, younger brother of FinTech and elder of PropTech..


  6. #6

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    Sep 2019
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    To protect my family - Just imagine how devastated my family would be if I pass away and they have to deal with all the financial responsibilities like mortgage, children’s tuition fees, etc. Also, if you buy earlier in life, the lower the premiums.

  7. #7

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    Sep 2019
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    Quote Originally Posted by freeier
    because you can buy it after you decided to commit sucide ?
    haha...no...i don't need it right away, I simply think traditional insurance is very time-consuming and it requires lots of paperwork, which I hate it. Saw some online insurance companies like Blue & Simplify that can purchase in a few clicks, that's why I am interested.

  8. #8

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    Sep 2019
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    Quote Originally Posted by shri
    Why do you need life insurance?

    Why do you need it right away?

    Just asking...
    To protect my family - Just imagine how devastated my family would be if I pass away and they have to deal with all the financial responsibilities like mortgage, children’s tuition fees, etc. Also, if you buy earlier in life, the lower the premiums.

  9. #9

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    Quote Originally Posted by DavidWW
    To protect my family - Just imagine how devastated my family would be if I pass away and they have to deal with all the financial responsibilities like mortgage, children’s tuition fees, etc. Also, if you buy earlier in life, the lower the premiums.
    Lower yes.. but what's the point of your chances of dying young are say zero?

    And why but online?

  10. #10

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    so first we are talking about a very long term, high value commitment to protect the family, against an event that the probability of happening is very low, especially from today until maybe 2 months later...

    then instead of spending the 2 months to speak to a properly trained insurance specialist (granted, not all, but at least pick a decent one), you decide to plunk them all into a quick three click solution offered by maybe a decent provider but without understanding the fine prints and clauses ?

    not sure what is the logical sequencing of decision making here...


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