@tparker, I just checked my credit card statements, and it seems I have always been charged HKD78 on my HSBC cards. Latest one dated 12/12.2019. Below extract.
For small charges like netflix, its not a huge amount. But the real scam is when you buy larger ticket items such as buying flights online, etc. For example, I spent around $12000 shipping boxes from HK to Australia with SevenSeas. I mistakenly used my Standard Chartered CC rather than HSBC or Citibank, ended up charging me $120 more than what SevenSeas billed me. Standard Chartered really has no shame at all.
Gotta pay those global fines you know!Standard Chartered really has no shame at all.
What is more shocking is that you made a mistake on a credit card transaction. Unacceptable to some of us who have a very godly opinion of you.
Can't cut and paste the text but in summary it says that online transactions are Eligible Transactions classified as online according to merchant code/transaction type as defined by MC except transactions made via e-Wallets.