The are asking me for a W-9. Am curious if they mail out their 1099s after year end or are they just downloaded by the customer? I donâ€™t want my SSN stolen. Reason why I am asking is I have the option to close the account as I find I can use my US debit cards here with no fees and more importantly I am worried about mail theft leading to ID theft etc. Do you get your 1099 mailed to a US address or here locally? Can someone chime in with their experience?