Which credit card would you guys recommend I get if I am to use it to buy electronics such as MacBook pro, Apple watch, and iPhone 12?
I suppose I'm interested in collecting points or miles. I usually only spend money on food (ubereats, eating at restaurants, rarely do I ever buy clothing or jewelry unless it's for my wife).
In terms of miles I suppose I'll save them for the future (I'd like to save enough miles to fly first class with my wife and daughter to NYC. That'll be in about 2 to 4 years.
I'm looking for a card that is going to get me the most points for spending a large sum of money. If I can get points from paying rent from my card That'll be great too.
You can link it to your octopus card so that you don't have to bring up the app each time to collect points. Just tap it when being asked for the Yuu membership and you can then choose to pay with octopus or other payment methods.
I would go with HSBC Red, so you can 4% cashback.
As for paying rent, Standard Chartered allows you to cash out up to HKD100,000 each month from your credit card via FPS interest free and no handling charges. No points or cash back, but essentially free money for up to 56 days. Rinse and repeat next month
Thank you, My wife has this card already so I'll use her card to purchase my electronics in that case.
As for the rent, I have enough money to pay it, I just wanted to know if I can use a credit card so I can get rewards while paying for it since it'll be a monthly expense. I appreciate your advice.
In that case, you can use Citibank Pay All
https://www.citibank.com.hk/english/...ds/payall.html
Good: there are points / cash back
Bad: there is a handling charge
I'm currently with hsbc personnel intergated account. Don't have a credit card yet.
I only spend money normally on dining in restaurants and supermarkets. Paying rent/bills
Which would be a good credit card for me and is it worth changing banks for a better deal ?