Like Tree3Likes

Self employed and credit card application

Reply
Page 3 of 3 FirstFirst 1 2 3
  1. #21

    Join Date
    Jul 2014
    Posts
    217

    My first credit card in Hong Kong was from Citibank, which I was able to get after a time deposit secured as collateral for 6 Months.

    Once you secure the first card, they all start issuing cards.

    Shri has a good point, you don't want too many applications / and rejections effecting your credit score. It's all recorded.

    emx likes this.

  2. #22

    Join Date
    Sep 2006
    Location
    Sha TIn
    Posts
    273

    I talked to standard chartered today and they mentioned that since I have a checking account with them, I can get a secured credit card with an 80k deposit. If all four banks reject me, I might just go for that option and get the Neat card In the meantime.

    I declared non residence in my home country and I’m trying not to use those cards especially for business purchases.

    Last edited by Aritaurus; 20-02-2020 at 08:42 PM.

  3. #23

    Join Date
    Sep 2006
    Location
    Sha TIn
    Posts
    273

    Got rejected by Citibank . I'm assuming that it will be the same for the other three so I better get a Neat account now.

    This is very frustrating.

    Sigh


Reply
Page 3 of 3 FirstFirst 1 2 3