Last edited by mrgoodkat; 26-02-2020 at 07:27 PM.
I was upgraded to one of these services and find it of little value. I got a new relationship manager, who is no better and possibly worse than the last. She tried to sell me insurance for a while, I showed no interest and now she's moved on to mutual funds...just going down the list based on commission levels. Probably structured products next. I miss being neglected by the previous RM. There's not even a pretense of going through any financial planning process. I think I get marginally better rates on FX & time deposits, but that's about it. They also send across VIP promotions for luxury holidays, Michelin star restaurants, spas, etc. I have no interest in any of these. I'd actually be a lot more satisfied if it were the occasional free notebook, desk calendar, buffet coupon or whatever.