Hi, I am Indonesian and got PR here.
Here, I have a problem related to Banking - Credit Card and mind to apply bankruptcy. Since 2017/2018, I unable to pay the credit card bill because of my salary was too small and I still need to pay another bills also my living cost. I know that this is my fault.
I paid for the minimum pay every month and it didn't change anything. I tried to make it monthly and the bank always reject me and they forcely asking me to pay all the balance without any discount or make it montly.
So, my question if I apply bankruptcy here,what will happen next? Can I still back to my home country? Or if you know everything about bankruptcy, please tell me. Thanks a lot