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2021 Credit Cards

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  1. #171

    I wouldn't recommend ZA Bank. Sure, you can theoretically win up to 200% but in reality, the total cash back you will get for your purchases will be something between 1% and 1.5%. But it just seems higher with ZA as they give you 0.7% often but then on a small purchase you'll win 10%. So why not use other cards that guarantee 2%?


  2. #172

    Hmm you make sense. I feel like part of why I like using it is the ‘fun’ factor as well because you don’t know IF you might win a higher cashback % on the power draw… so that keeps you using it! Which ones guarantee 2%? I guess I gotta get updated


  3. #173

    ZA is fine for transactions upto say HK$50. It gives 10% or so every time. For bigger transactions, it’s paltry.


  4. #174
    Quote Originally Posted by icecreamed:
    Hmm you make sense. I feel like part of why I like using it is the ‘fun’ factor as well because you don’t know IF you might win a higher cashback % on the power draw… so that keeps you using it! Which ones guarantee 2%? I guess I gotta get updated
    PrimeCredit EarnMore diamond Union Pay card
    icecreamed likes this.

  5. #175

    Thinking of getting CCB JD.. do we know if the 4% alipay rebate is still working?

    Last edited by icecreamed; 08-11-2021 at 04:23 PM.
    muzzdang likes this.

  6. #176
    Quote Originally Posted by icecreamed:
    Thinking of getting CCB JD.. do we know if the 4% alipay rebate is still working?
    Yes, it is still working. Yearly max spend limit of $142K is applicable for 4%.
    caipiroska and icecreamed like this.

  7. #177

    Join Date
    Oct 2006
    Location
    Hong Kong
    Posts
    14,931

    Seems Alipay bill payments may end next month (which worked with CCB JD for 4%):

    https://www.flyertalk.com/forum/33741858-post209.html

    The suggestion is to add WeChat Pay with DBS Black or Citi Prestige which I've not looked into in terms of cashback.


  8. #178
    Quote Originally Posted by pin:
    Seems Alipay bill payments may end next month (which worked with CCB JD for 4%):

    https://www.flyertalk.com/forum/33741858-post209.html

    The suggestion is to add WeChat Pay with DBS Black or Citi Prestige which I've not looked into in terms of cashback.
    So if CCB JD is still giving out 4% on AliPay txns, bill pay would net us 1.6% now ($100*2.5% = $102.5 * 0.96 = $98.4).

  9. #179

    Join Date
    Oct 2021
    Posts
    16
    Quote Originally Posted by pin:
    Seems Alipay bill payments may end next month (which worked with CCB JD for 4%):

    https://www.flyertalk.com/forum/33741858-post209.html

    The suggestion is to add WeChat Pay with DBS Black or Citi Prestige which I've not looked into in terms of cashback.
    Others I found:

    Via the UnionPay app, BOC i-Card Virtual 4% up to $1111 (as it counts for online spending) and EarnMORE 2%, or, ICBC virtual 1.5% through their e-banking

  10. #180

    Join Date
    Oct 2021
    Posts
    16
    Quote Originally Posted by zechi:
    Others I found:

    Via the UnionPay app, BOC i-Card Virtual 4% up to $1111 (as it counts for online spending) and EarnMORE 2%, or, ICBC virtual 1.5% through their e-banking
    Welp, looks like they’re also scratching the ICBC Virtual 1.5% for bill payment

    UnionPay it is