|Zhong An Bank
- "ZA Current Go" customers can enjoy a 1% annual interest rate for Hong Kong dollar demand deposits (applicable to HK$500,000 or below). At the same time, the 3-month Hong Kong dollar regular annual interest rate is 1.080%.
- Up to 6% cash rebate for online spending with ZA Card, 11% cash rebate for spending at Deliveroo
- Loan amount above HK$200,000, repayment period of 6 to 24 months, can enjoy the actual annual interest rate guarantee 1.88%, the promotion period is until March 31, 2021
- There is a 30-minute commitment for approval to ensure that users will receive the approval result within 30 minutes after submitting complete application materials and documents. Otherwise, ZA Bank will earn the user HK$10 in cash every 1 minute, and it will accumulate until the user gets it. Until the final approval result, the rebate limit is HK$500. ▶ More
- Starting from January 1, 2021, customers who successfully open an account can enjoy a current deposit interest rate of 3.6% per annum. The offer is only applicable to the first HK$20,000
- The bank has accounts in Hong Kong dollars, US dollars and Renminbi. Customers can customize the number of deposit days and withdraw deposits at any time. The minimum deposit is HK$1,000, and there is no extra charge for early withdrawal. The current Hong Kong dollar 3-month fixed deposit annual interest rate is 1.05%, and the 12-month fixed deposit annual interest rate is 0.80%. The annual interest rate of RMB 6-month fixed deposit is 2.20%, and the annual interest rate of USD 12-month fixed deposit is 0.70%. The final interest rate will be determined by the bank’s mobile app.
- Customers can enjoy the effective annual interest rate as low as 1.85%, calculated on a daily interest rate, no handling fee, and a loan amount of not more than HK$200,000, and can enjoy a 60-day interest-free and loan-free offer. Tianxing said that no handling fee will be maintained for at least 3 years. Customers can repay in advance at any time during the loan period, without paying any handling fees. ▶ Apply now
- From now until February 15, 2021, if you successfully apply for and withdraw the "Lump-sum Loan" or enjoy a 60-day interest-free and payment-free offer, in other words, no contributions are required for the first 60 days after the loan is drawn. If the customer pays off the loan in full before the first payment date, no interest is paid but only the principal of the loan is repaid. ▶ Apply now
|Welab Bank apply immediately
- New customers who open a 3-month HKD time deposit enjoy up to 1.1% annual interest rate, the maximum amount is HK$100,000, and the deposit period is 3 months
Debit card (debit card)
- From now until January 31, 2021, you can earn 5% cash rebate for spending with WeLab Debit Card on Fridays to Sundays and statutory holidays, and earn 1% cash rebate for all eligible transactions on other days. The monthly basic rebate is capped at HK$500
|Open an account
- From now until January 31, 2021, download the livi app and open a livi account to earn 20,000 yuu points. After successfully opening an account, bind the yuu account to activate yuu points.
QR code consumption
- Shake your phone after making a purchase with the UnionPay QR code on the livi app to receive at least a 3% reward, which can be used in your next purchase.
|Debit card (debit card)
- With Mox Card at any merchant, you can enjoy 1% unlimited CashBack. From now until March 31, 2021, you can earn 5% Super CashBack when you spend at designated Mox founding merchants . The rebate is up to HK$1,000. Deposit to your account every day and earn interest instantly.