I did some job for a Chinese, who wants to pay me by wechat, because he says that the bank takes more than 1 month, and I believe wechat charges are lower.
I can see that there is "Credit Card Repayment" form in wechat, where one can put the details of the 1) payee bank, 2) card no, 3) name and 4) amount. Would the amount then be transferred to my credit card, for me to buy stuff? Does anybody have experience as to the charges in HK bank?
I have a credit card at BOCHK (with a HK address), and one in an Italian bank (with Italy address). Would both countries work, or does it only work in HK?
Also, I trust him, as we have been working together for some time, but I heard that there is also fraud, with people using the information provided to spend on someone else's credit card. Is this really a problem with wechat?
Is there an easier way to transfer through wechat? For example by simply giving him my HK phone number? Or is it better to give the bank account number? What is the best (fastest, cheapest, safest) option?