I worked in Hong Kong long back from 2011 to 2013 and I had defaulted on a personal loan in 2013. I had to leave Hong Kong as I lost the job and my financial condition wasn't too good.
I partly paid back the loan but not fully. The last communication I received from the bank was in 2015 at my office address in India.
I might get a job offer from a bank in HK this year. I am worried if that default will appear in my credit check.
Does anyone know if defaults are ever written off your credit?