HSBC 1% Surcharge on Overseas HKD Credit Card Charges

el_tornado · 07-09-2024, 09:32 PM

Hey guys, does this extra 1% charge also apply for the Standard Chartered Simply Cash card?

I was charged HKD by MyTheresa, and was overcharged by exactly 1% of the actual value of purchase.

WalletBoat · 07-09-2024, 10:15 PM

Originally Posted by el_tornado:

Hey guys, does this extra 1% charge also apply for the Standard Chartered Simply Cash card?

Yes, it does. The only SC card to not have a fee is the Smart Card.

el_tornado · 08-09-2024, 06:05 PM

Originally Posted by WalletBoat:

Yes, it does. The only SC card to not have a fee is the Smart Card.

Thanks. Damn. I didn't realise how virulent this dumb charge was.

pin · 08-09-2024, 06:13 PM

Just got caught out on this yesterday with Vietjet and booking with Mox. Got charged a 1.95% "cross border access fee" with Mox (did get 2% cashback in return, but still.

Going forward I think if I'm not sure, the charge is going to my SCB Smart card, even if I don't get any cashback.

bdw · 09-09-2024, 10:17 AM

Originally Posted by el_tornado:

Thanks. Damn. I didn't realise how virulent this dumb charge was.

Exactly, I feel like there are a lot of people that dont really understand this charge very well, if you are with HSBC its something you have never experienced before but HSBC will start charging from November. Expect more people to suddenly wake up and start complaining then