2025 - Credit Cards / Deals / Discounts / Cashbacks

[LGB]

BOC UnionPay dual currency

Diamond 3800/1900
Platimum 1600/800

for main card / spouse

How much would we need to spend per year to have the fees waived for two cards? As far as I can see, the first year is waived.

[becomjapanHK]

Are there any AMEX cards that actually pay as many miles as like the HSBC Everymile or the Stanchart card?

I only have biz related AMEX cards, but found their mileage conversation rates becoming worse and worse

[Giraffy]

which card is recommended for overseas spending when travelling for work. Focusing on rewards / points / cashback rather than the exchange rates

[poiasd]

which card is recommended for overseas spending when travelling for work. Focusing on rewards / points / cashback rather than the exchange rates

If your spending is under HK$10k/quarter then AMEX Explorer is HK$1.67/mile

[mmbiker]

Been looking at used watch store in HK and a few of them has mention that, if you have a HK credit card, you can pay via instalment (monthly plan).

Has anyone tried this? 5% ish interest is reasonable in my mind. But is there a catch?

I don't even have a HK credit card and not sure if i am allowed one as I dont have income in HK. I do have funds in my stock trading account if that’s consider an asset for a credit card. I have similar post regarding a Line of Credit in HK. Exploring my options.

I am currently banking with BOCHK and SC.

[periphery831]

Can anyone check if Taobao, Aliexpress and iHerb are 3% return on HSBC Red, if not is there any return?

[PLamHK]

iHerb is 4% minus 1% for overseas HKD = 3%.

[vyral_143]

6% rebate campaign for PrimeCredit Wewa is ending today. Checked with them over WhatsApp, there is not any extension or revamp planned for it as of now.

[periphery831]

If your spending is under HK$10k/quarter then AMEX Explorer is HK$1.67/mile

I thought they lowered it for anything outside HK?

[poiasd]

I thought they lowered it for anything outside HK?

From my understanding of the current terms it still seems valid:

https://www.americanexpress.com/en-hk/benefits/offers/travel/explorer-overseas-spend-offer/

I haven't reached the cap but I did get 10.75x for transactions made outside HK.