While I don't know your exact financial position or your risk tolerance, wouldn't it be better to put some of this money to use in say an indexed ETF rather than in time deposit?
But then again I don't know your risk tolerance and this is your emergency fund for example (and naturally nothing wrong with that).
HSBC Premier Elite, Citi Gold Private, SCB Priority Private are just mass affluent retail banking products. But also nothing wrong in consolidating money if you have it, get the sign up bonuses, park the money for a while and then move on to the next offer.
There is a downloadable form somewhere on the premier elite offers page. Not sure if you need to signup for the IFC membership first .. I think you do
Download the IFC rewards app and signup for the basic membership.
After you have signed up, you need to fill up the downloadable form and send to IFV and the upgrade in a week or 10 days. You can then assign your car to that membership number using the app and follow the activation instructions. I think you need to visit the concierge desk the first time to activate/link your car.
After that's done you need to redeem the 2 hrs free parking from the app, after you have parked the designated car.. takes a few seconds.
Last edited by shri; 22-01-2025 at 05:50 PM.
Thank you shri!
Also, at least when I upgraded last year, there was a free $1000 voucher for BlackSheep restaurants. And there is still the offer of two free airport limo transfers per year (which we took recently).
In my limited experience the telephone customer support is also very swift and much better informed than the one for mere Premiers.