1) I recently openned an account at HSBC Hong Kong from France with my premier account.
I just received my ATM card and they said that they will charge me 380HKD per month if i don't have 1,000,000 HKD on my account.
That's crazy fees. Is this common in HK?
2) They also openned me two account:
One related to my ATM card and one related to my chequebook. That means that i need to have money on this two account if i want to use both ATM card and chequebook?
3) Can we make purchase in shops with an ATM card?