My wife and I are planning on purchasing a home in a few months in Sai Kung or Clearwater Bay. We recently read an article that stated that in this area, buying a village house (detached unit of about 2100') the banks required a minimum of 30% down... we were planning on putting down up to 10% on a new home but 30% on a 7 or 8 million dollar place seems excessive - at least for us! Anybody know of a way around this? Is there alternative financing available? Mortgage brokers perhaps that could 'top up' the remaining 20%? Any info would be much appreciated! Thanks!