Quick off topic question - Understandably a bank will only approve you for a mortgage if you can show the deposit is made of your own money and not financed. But, is it fine to take out a loan to pay for everything else, such as stamp duty, agent's, fee, solicitor's fee? I'm in a position where I can cover the required deposit, but it leaves 0 money left for everything else, which in my case looks to be adding up to around 100k HKD.
Oh and also another one - I've been viewing apartments with an agent from Midland Realty who says she would arrange a mortgage. I thought I'd read the solicitor should do this? Who is best to get to arrange a mortgage for me, and do I need someone to do it... can I not do it myself?
Thanks!