Thank you for your replies. I believe that there are many investment savvy and open people here, as demonstrated by your posts I will not buy gold Freetrader.
I have taken a look at the thread suggested by Morrison "How to retire early in HK" (http://hongkong.geoexpat.com/forum/53/thread171085.html) and have found a lot of references and suggestions as to how to go about learning about investment. Thank you Morrison, and also for your take that now is not yet the time to buy.
I must admit that I wish that laziness were possible in the money department, because there are so many other things in life that inherently deserve time than making money, including rewarding but non-lucrative work. After all, isn't money what makes us slaves, and aren't the complaints of some of you like one slave complaining about another slave not working hard enough? But actually most of us are on the same boat, slaves, and the idea is not to complain about each other but to free ourselves. It was not our fault that we were born slaves i.e. not having born in wealthy families.
Well, it does seem that there is no way around it, to work hard to free myself from being a slave. Do check out that thread for some ideas on investments.
For those of you who are investment experts, how many of you have found that your investment strategies from reading books such as Graham's Intelligent Investor have worked? And how confident are you that they will keep working? That book has been on my bookshelf for several years, but it is 600 pages long and looks daunting.