I am doing some research in buying a property and I was wondering what kind of fees are associated with buying a property. Does anybody know what is a good mortgage rate in HK and a good price range per sq feet? Also, I was wondering if anybody knows what are the monthly expenses that need to be paid. If you can give me a list, that would be much appreciated. For example, management fee, heating, water, etc. In addition, how is the property tax calculated and paid in HK? Is this an annual payment? Is this all the expenses that I would need to know in buying a property in HK? Is there anything else I need to know? Thanks for help!!!!!!!!!!!!!!!!!!