Ask a lawyer hahaha
I was quoted $5,000 an hour for them (2 lawyers) to fill in forms for me- admire their up front style though. Which is far better than the no fee financial advisor approach.
You have not even a snow ball in Hell's chance of getting compensation for a missold int. savings plan years later. Some if you managed not to breach falling under the trip out of falling below surrender value minimum and you may end up getting the lump sum back at the end of term- but it's doubtful depends on the annual management charge on the first 24 months of contrib. some are 10% and others 18% per annum which will just keep cutting the fund value until you get tripped out and you get a cheque for at most a couple of thousand- from your 9k in funds.
Some stinkers- H*** come across some very nasty brokers and they seem willing to take anyone on as a financial adviser. Caught one,and she was a lady, who sold a 25 yr saving plan as an 18 month deposit scheme. All the emails proved it, the guy wanted to stop paying after 13 months and she kept emailing him to keep going for the full 18 months. Of course there would be nothing in the plan after 18 months but she would have had all her commission. The insurer H** in Isle of Man received copies of all emails and yet they still refused to give the guy his money back. They said it was irrelevant since he received the policy document. Isle of Man Insurance commission (regulator) just ignore it all since they want the insurance companies tax and fees and as long as they do not sell in Isle of Man that's other people's problem.
Lesson
Don't buy your life's financial plan in a bar. Pay fees. Or do it yourself through a trading platform- Interactivebrokers, etrade, sharebuilder, Schwab. Make sure it has investor protection scheme like SIPC.
Ignore glossy brochures.
Read the dam contract!