Although hindsight is a wonderful thing (and by the way that H+0.7 mortgage rate was being offered right through into 2011) it shows that there are windows of opportunity which ought to be taken when they are available, assuming one is in a position to make them. The trouble was that during that offer period bears were saying don't buy there is a correction on the way, so not everybody who could, did jump in. The problem now is that it feels as if all the windows are being closed. It might be a long wait. But you can bet the family silver on some wailing 'don't do it!', whatever the circumstances.
Last edited by walkup; 16-03-2013 at 08:05 PM.