i consider to buy an apartment. Size 550-750 sqft, depending on the price.
Main reason is that i have some funds and then have no rent payment.
The saved rent can be invested in stock.
What points i have to consider for a good deal?
full payment or down payment + credit ( tax reasons?/low mortage costs + alternative investment)
Is now a good time to buy or are the prices too high?
Is it also possible to rent first the flat and buy it after a certain time?
What are the side costs for buying a flat in HK?
Personally i like the areas:
Discovery Bay, Clearwater Bay/Sai Kung, Tai Po
Which areas of the given are good to buy now and have a good chance for resell the apartment later?
Which other areas are good for resell? (Kennedy Town, Mei Foo)
What are the fixed costs for a flat in HK?
Are there any good books or articles as guide for buying?
Any independent consultant for value valuation?
Good agents? Websites to find out average prices?
Are there other investement options, which can bring a stable profit to pay the lease?
Glad to receive your comments!