I would suggest you steer clear of any type of " managed " investments or retirement centres. They all appear calm and pleasant on the outside, but it is the usual story where you should not let other people manage your money as it ultimately leads to loss in one form or another. Buy your own property close to transport or shopping services. I have heard many sad stories of when people want to sell out of these retirement centres or pass away., the process becomes very messy and will cost the families a large sum.