Hi All,
I'm doing some budgeting and I should have an extra income of 20K HKD every month.
I used to live in EU before and normally I would put them in a savings deposit, but in HK there is no such a thing/they are quite crappy.
Hence my question, what should I do? I have to admit I never "invested" before so 'my risk appetite is quite low.
Ideally I would like to diversify a bit following 50% in something very safe, 35% in something a bit more risky and 15% in something risky.
Any ideas? I am with CitiBank hence some recommendations on how to operate with that would be appreciated as well.
Thanks!