- Hong Kong and China fund: 59.77%
- American Fund: 48.33%
- Eurasia Fund: 31.79%
- World fund: 42.34%
Compare this to the older funds at the bottom that I selected 10 years ago and have higher fees of 1.3%. Their performance over last 3 years:
- Asian Equity Fund: 39.65%
- European Equity Fund: 22.13%
- Greater China Equity Fund: 44.04%
- Growth Portfolio: 34.97%
- Fidelity Growth Fund: 34.65%
Conclusion: A mixed bag, but overall I think a clear trend that these new low fee options perform better than the higher fee options.
I have all my MPF in a Manulife account.
I currently have mine in these funds with zero idea what I'm doing.
Manulife MPF Healthcare Fund 37%
Manulife MPF Hang Seng Index Tracking Fund 33%
Manulife MPF North American Equity Fund 30%
Our Manulife MPF rep tried to get us into that healthcare fund as well.
"Lots of people are getting older so healthcare companies will make lots of money going forwards!"
Then she gave us a chat about how to best time the market
Love the MPF.
I'm in the same, much poorer, boat. Except all my money is spread across 6 MPF accounts.
(I'm not convinced health care is a enough of a growth industry by itself.. but thats another tangent - and very very specific to what is in Manulife's portfolio. If they hold some AI and tech shares as a part of health care then I'd be more convinced of it).
(I also suspect that the health care fund has a very high charge and perhaps thats why the sales people are promoting it and might be inappropriately incentivised to pitch that fund... but again, that is a Manulife issue.)
Have a GeoExpat related problem - please create a support ticket.
periphery831 mentioned, you can consolidate all your accounts into one. It's quite easy. You fill in only one form with all your accounts and each provider will be notified.