Hi all im an expat from Australia.
Today i discovered my bank back in Australia put an active default on my credit card even though full communication AND payment was made. And of course i thought the case was closed. This was back in 2018 and i only just discovered it today when I asked for a credit report just out of curiosity.
now that I'm looking to get a mortgage in Australia and for the reason stated above, i dont think i stand much chance in getting a mortgage and a good enough rate if i applied through an Australian bank.
So I'm thinking to get a mortgage through a bank in HK, my question is will my Australian credit report be ever looked at during the entire mortgage application process?
I hope to hear from someone who knows about this or who has similar experience...
Many thanks
J