Quote Originally Posted by bdw:
Not really very clear what that graph is showing. If its absolute value then the black line is double the return of the orange line right now, but then appears to have "lost it all" twice in recent times, so not very stable. But actually I don't think that graph is absolute value so not really sure how to read it.

In any case, if you want to put all your eggs in North America, go for it. AIA (and I am sure other MPF providers too) have options for doing this with the fees still 0.75% (same as DIS). Personally, I agree with you not to put everything in the DIS, but still I wouldn't put everything in America either and prefer to spead my investments around a bit to diversify and hopefully create a bit more stability. The MPF is suppose to be invested for 40 years so looking at a graph of 1 year is a bit meaningless to me. I've invested in all the "Good" (low fee) options below.

Yup, I stuck half in the China Value fund 3 months back.