I would really appreciate if anyone can help me out! So, I am 24 years old, I work as a teacher and earn around 26k+ every month. I want to start investing but I want to start with 10k first as a lump sum. I want to invest in ETFs but I don't know anything about them. Also, I have an HSBC savings account, should I go to them and ask them to help me invest in ETFs? Plus, how risky or safe ETFs are? I want something that's low-risk. For ETFs, do we pay monthly or can it be one lump-sum in several different ETFs? Sorry, I have zero knowledge about investing.
Please help.