Hi Friends,
I am changing jobs and in new company I have to choose between MPF or ORSO.
If I choose ORSO, then the company contribution would be around 3500 HKD per month and if I choose MPF the company contribution would be 1500 HKD per month (capped by government) so money wise I will get more than double amount per month but if I left the company within 3 years I will get nothing and after that withdraw money percentage keep on increasing every year by 10% and will reach 100% after 10 years of service.
Now, I am not sure about how many years I will stay in this company (may be around 5 years, may be 8-10 years, not sure).
Can you help me to decide which one I should choose ?
Thank you