Income investing

[shri]

I have div paying ETFs but really hating the 30% withholding tax if bought from IBKR HK….

You can always switch.. whats the point of the hate if you cannot do anything about it?

[mmbiker]

Covered call dividend ETF's!

YieldMax comes to mind!!! Super high risk stuff, is the total opposite from your typical UST and Bonds….

[Crankshaft]

I have div paying ETFs but really hating the 30% withholding tax if bought from IBKR HK….

Gonna be the same tax no matter which platform or bank you buy it from. Just switch to Irish domiciled funds to save 15% then.

[hksomewhere]

Thanks. I've been browsing the Irish ETFs on justetf.com. There are a bunch of equity dividend ETFs with mainly European underlyings. There isn't as big a universe of sizable bond funds (lots of sub-$100m fund size products). The indicative dividend yields, even for Global Corporate Bond Fund, EM Local Government bond funds, are generally lower than what I've been getting from actively managed fixed income and multi-asset funds.

My biggest issue with Irish ETFs is a seeming lack of model portfolio resources to take as a reference to construct a globally diversified portfolio with known risk-return metrics. I just want a soundly constructed portfolio that I won't have to monitor too closely. I also see some high yielding HK ETFs as well, but the fund sizes are miniscule.

[PLamHK]

I'm happy to buy individual stocks in business that are established and well-understood and which have significant (5%+) dividend yields. Within reason I'm not too worried about the underlying share price because these are long term buy-and-holds and if I need some cash there will generally be one or two stocks at a good point in the price cycles.

Currently my holdings include: HSBC, HK Electric, HKT, China Shenhua, CNOOC, VTech, Imperial Brands, Rio Tinto.

[shri]

iShares UK model portfolios: (Not the same as income investing these ETFs are speficially accumulating)

https://www.ishares.com/uk/individua...ssthrough=true

Vanguard has some life strategy funds in an ETF wrapper (again not income funds) - Not listed on LSE which might be an issue... it is for me.

https://www.vanguard.co.uk/uk-fund-d...r-accumulating

Not too sure what you'd consider a minimal AUM / Liquidity barrier to any of the Fixed income or Equity income ETFs. In general I don't sweat the liquidity if its a buy / hold investment producing regular income.

[hksomewhere]

I'm happy to buy individual stocks in business that are established and well-understood and which have significant (5%+) dividend yields. Within reason I'm not too worried about the underlying share price because these are long term buy-and-holds and if I need some cash there will generally be one or two stocks at a good point in the price cycles.

Currently my holdings include: HSBC, HK Electric, HKT, China Shenhua, CNOOC, VTech, Imperial Brands, Rio Tinto.

That is a heavy weighting towards HK/China. I just have no inclination to monitor specific companies and stocks on an ongoing basis. I'd much rather subscribe to funds that do this professionally and manage the risk. Just looking to achieve this with a passive portfolio at a lower average management fee.

[mmbiker]

I'm happy to buy individual stocks in business that are established and well-understood and which have significant (5%+) dividend yields. Within reason I'm not too worried about the underlying share price because these are long term buy-and-holds and if I need some cash there will generally be one or two stocks at a good point in the price cycles.

Currently my holdings include: HSBC, HK Electric, HKT, China Shenhua, CNOOC, VTech, Imperial Brands, Rio Tinto.

All are solid companies.

I am tech heavy. I hold Tesla, AMD, Nvidia, VOO, MSTR, and crypto (BTC/SOL).

[aw451]

That is a heavy weighting towards HK/China. I just have no inclination to monitor specific companies and stocks on an ongoing basis. I'd much rather subscribe to funds that do this professionally and manage the risk. Just looking to achieve this with a passive portfolio at a lower average management fee.

VWRD for passive unsexy equities. It's a whole world fund domiciled in Ireland.

[Elefant&Castle]

I am tech heavy. I hold Tesla, AMD, Nvidia, VOO, MSTR, and crypto (BTC/SOL).

At least you avoid the dreaded 30% WHT with those - VOO is the only one that sticks out.