tried to get a mortgage. the bank told me i need to get some kind of proof that i am not married. do i need to get that from a lawyer or is there some kind of government form that i can fill out?
-
06-09-2009, 09:31 AM #1
question about certified single to get mortgage
-
-
06-09-2009, 10:20 AM #2
Eh? It is logically impossible to prove the non-existence of something. And nobody ever asked me to prove my marital status when I got a mortgage.
Why do they say your marital status matters?
-
06-09-2009, 11:24 AM #3
this is from a bank in china. i think they just pass some law saying that if you're trying to get money out of your house, you need your spouse's consent as well. so i need to proof that i am not married so i don't need my spouse's consent
-
06-09-2009, 11:29 AM #4
Ask them how they expect you to prove it? I don't see how you could possibly do so unless you get a certificate of no marriage from the marriage registry of every country in the world. And even then you could have changed your name.
-
06-09-2009, 04:10 PM #5
get a statutory declaratio nlegally ecxeciuted attesting to your single status. should be cheap for lawyrr to arrange.
Posted via Mobile Device
-
06-09-2009, 04:49 PM #6
-
07-09-2009, 11:27 AM #7
just show them where you're living now. if its small, messy, smell with 5 girls in your bed, then it proves you're not married
-
07-09-2009, 11:49 AM #8
The logic in this is stupid and I would even be a little offended by it. Who cares that you are married or not. Even if you are married, you may want the house in your name and not joint names. Don't assume anything - ask them specifically what they need. You shouldn't have to "disprove" anything. If it was me, I would tell them that the house is in my name, the loan is in my name - case closed, but I have a very low tolerance for stupidity.
Last edited by Crocodile; 07-09-2009 at 11:59 AM.
-
07-09-2009, 11:54 AM #9
So, in light of the stupidity of their request, ask them exactly what proof they need
-
07-09-2009, 03:23 PM #10
ok, thanks for the inputs. I went to the gov building in admiralty today. it is on the 3rd floor. the thing i need is called, "absent of marriage certificate", which cost about 680 hkd plus a 140 hkd search fee. so it cost about 820 hkd total, and i waited around for like 1.5 hrs. the wait wasn;t bad because it is the same place where you get marriage certifcate (only cost about 280 hkd...go figures), birth certificate, and death certificate...and you constantly see about to be registered couples fighting (i think it was about the the marriage quota is full for the day and the girl is really mad at the guy for some reason)...which kinda makes me glad that i am not married.
oh, if you do it through a lawyer, it'll probably cost you more than 2.5k hkd.
Quote
Originally Posted by Loz_2:
in Corporate Services: Fast, affordable, and hassle-free U.S. expat tax preparation
in Religious Services: Kadampa Meditation Centre Hong Kong was established to provide
