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Investing shares and HSI

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  1. #11

    How popular is this Hong Kong tracker fund?
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  2. #12

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    Popular in what sense?


  3. #13

    As in ... Is it what most people would go for when buying shares?
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  4. #14

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    Quote Originally Posted by PDLM:
    Personally I would never recommend unit trusts or mutual funds - they almost all underperform the indexes they try to track and a significant proportion of your money goes to the fund managers and as commission.

    For investing generally in Hong Kong you can't beat the Tracker Fund in my opinion - it even pays dividends as if you heldd the underlying shares (which many mutual funds do not).
    I agree the fees can be high and certainly need to be taken into consideration against potential returns, but there are a vast range of funds available and many of them perform very well. They can also give access to markets otherwise not accessible to an individual investor.

    I don't disagree that the Tracker Fund is a good option in a lot of senses, but I think it's important that the OP knows what they're getting into before jumping in - in the event of a double dip recession, for example (though personally I can't see that happening), they may find themselves in a much worse position than they were expecting! Not saying a fund would do any better, but I think it's important to look at all the options to make an informed decision; for example, bonds might be a better option if looking for something lower risk.

    Nucleus... everyone has different investment goals so that is a difficult question to answer, but something like the Tracker Fund would certainly be a popular choice as it is fairly straightforward to invest in and gives you access to a whole basket of shares rather than just one, which spreads your risk over different industries.

  5. #15

    I plan to save for 1 year then use that savings to buy into thus fund. Hopefully in 3 years time I should be able to get a nice return.
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  6. #16

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    Maybe you will or maybe you won't - that's the problem with investing in shares - you may lose half your money or more. There are much safer investments around, but only earning 2 or 3% per year at the moment.


  7. #17

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    Quote Originally Posted by newsense:
    They can also give access to markets otherwise not accessible to an individual investor.
    Yes, this is about the only reason I would still consider using them - I do actually own a small amount in one Latin American fund for exactly this reason.

  8. #18

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    Quote Originally Posted by nucleus888:
    I plan to save for 1 year then use that savings to buy into thus fund. Hopefully in 3 years time I should be able to get a nice return.
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    Yes, there is no should when investing in the stock market. That's why I recommend you seek some professional advice. If you are looking for something with a guaranteed return, this might not be the right product for you.

    I'm not trying to put you off - you could do very well investing in such a fund - just remember, people can and do lose a lot of money on the stock market, and if you are not prepared to take that risk, you should maybe look at other options as well.

  9. #19

    If fact I want something with fast and big return ... Within 1-3 months
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  10. #20

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    Quote Originally Posted by nucleus888:
    If fact I want something with fast and big return ... Within 1-3 months
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    I thought you just said 3 years??