When income taxes are due next year (I think it's January?), my wife and I may want to take out a loan to cover some/most of the bill, however we'd only do so if the interest rate on such a loan was low.
We've done an HSBC personal loan before, and the interest rate was ridiculous - I believe 16 or 17%.
Are tax loans less than this?
Is there a certain application period during which to apply for such loans?