Hi there

Wondering if anyone has come across this situation. My wife owns our residence in HK, but I am the only borrower on the home loan. My wife is simply the mortgagor supporting my home loan .

Strictly speaking, my interpretation of the Home loan interest deduction is that only my wife is eligible to claim the home loan interest, and only if she is a borrower on the loan. Is that right? Is there anyway she can pass the right to claim the deduction to me?

https://www.gov.hk/en/residents/taxe...s/homeloan.htm
https://www.ird.gov.hk/eng/faq/hli.htm