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  • 1 Post By greenlover1991
  • 1 Post By greenlover1991

2022/23 Taxes - Credit Card & Loan Offers

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  1. #1

    Join Date
    Nov 2005
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    Cramped island
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    5,164

    2022/23 Taxes - Credit Card & Loan Offers

    Anyone saw any 22/23 tax payment season credit card offers ? Seems quite dry again this year ?


  2. #2

    Join Date
    Oct 2006
    Location
    Hong Kong
    Posts
    15,176

    Just got SCB tax season loan email today. 2.96% APR.

    Something like HKD7k cashback if you take out 1.5M.


  3. #3

    Join Date
    Dec 2012
    Posts
    339

    I saw Citibank as a tax installment loan, and depending how much you borrow (and if you are a Citigold member), they would give you more cashback. APR is shown as 1.78 (minimum). But i think it will get up to around 4.5% or so after everything said and done.

    If you register through those moneyhero platforms, they give you free items as well.


  4. #4

    Got an email & push notification from Mox last week.

    HKD 500,000 @ APR 1.29% for 60 months.

    Excluding the HKD 5,500 cash rebate if you were one of the first 5000 applicants (sneaky advertised 0.85% APR).
    Promo ends Nov 30, 2022


    Reference: https://mox.com/promotions/instant-l...in-an-instant/


    -------

    Pretty tempting. But dunno how instant the "Instant loan" really is, and how guaranteed the 1.29% is.

    shri likes this.

  5. #5
    Quote Originally Posted by greenlover1991:
    Pretty tempting. But dunno how instant the "Instant loan" really is, and how guaranteed the 1.29% is.
    Okay so I just tried this myself. And crazy enough I got instantly approved! Haha. And same terms and total interest. Hoping I also get the HKD 5500 cash rebate.

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    I don't even know what to do with the money. Probably just put it in a high interest savings, anything higher than 0.66% p.a. for arbitrage.
    pin likes this.

  6. #6

    Join Date
    Nov 2005
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    Cramped island
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    first real cash back offer i have seen so far (not including tax loans)..

    https://www.dbs.com.hk/personal/promotion/Digital-Tax


  7. #7

    Join Date
    Nov 2005
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    One more. but only before end dec.

    https://www.bochk.com/en/creditcard/...ffers/tax.html


  8. #8

    Join Date
    Oct 2006
    Location
    Hong Kong
    Posts
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    Bit of beer money with Citibank if paying taxes with them

    https://www1.citibank.com.hk/english...PUP8ENCPLPCB03


  9. #9

    Join Date
    Nov 2005
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    Cramped island
    Posts
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    Quote Originally Posted by pin:
    Bit of beer money with Citibank if paying taxes with them

    https://www1.citibank.com.hk/english...PUP8ENCPLPCB03
    so kind of similar to last year where they make you use the payall thing. can't remember what it was though..

  10. #10

    Join Date
    Jul 2008
    Posts
    532

    I didn't get a tax demand this time. Last year i had to pay three years at once because they hadn't sent a demand for 2 years.