2022/23 Taxes - Credit Card & Loan Offers

[freeier]

Anyone saw any 22/23 tax payment season credit card offers ? Seems quite dry again this year ?

[pin]

Just got SCB tax season loan email today. 2.96% APR.

Something like HKD7k cashback if you take out 1.5M.

[7jai]

I saw Citibank as a tax installment loan, and depending how much you borrow (and if you are a Citigold member), they would give you more cashback. APR is shown as 1.78 (minimum). But i think it will get up to around 4.5% or so after everything said and done.

If you register through those moneyhero platforms, they give you free items as well.

[greenlover1991]

Got an email & push notification from Mox last week.

HKD 500,000 @ APR 1.29% for 60 months.

Excluding the HKD 5,500 cash rebate if you were one of the first 5000 applicants (sneaky advertised 0.85% APR).
Promo ends Nov 30, 2022


Reference: https://mox.com/promotions/instant-l...in-an-instant/


-------

Pretty tempting. But dunno how instant the "Instant loan" really is, and how guaranteed the 1.29% is.

[greenlover1991]

Pretty tempting. But dunno how instant the "Instant loan" really is, and how guaranteed the 1.29% is.

Okay so I just tried this myself. And crazy enough I got instantly approved! Haha. And same terms and total interest. Hoping I also get the HKD 5500 cash rebate.



I don't even know what to do with the money. Probably just put it in a high interest savings, anything higher than 0.66% p.a. for arbitrage.

[freeier]

first real cash back offer i have seen so far (not including tax loans)..

https://www.dbs.com.hk/personal/promotion/Digital-Tax

[freeier]

One more. but only before end dec.

https://www.bochk.com/en/creditcard/...ffers/tax.html

[pin]

Bit of beer money with Citibank if paying taxes with them

https://www1.citibank.com.hk/english...PUP8ENCPLPCB03

[freeier]

Bit of beer money with Citibank if paying taxes with them

https://www1.citibank.com.hk/english...PUP8ENCPLPCB03

so kind of similar to last year where they make you use the payall thing. can't remember what it was though..

[chobochobo]

I didn't get a tax demand this time. Last year i had to pay three years at once because they hadn't sent a demand for 2 years.